How It Works

Step 1: Referral & Consultation
You refer the emergency to us. We’ll meet with your client, inspect the property at no cost, and secure the job.

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Step 2: Mitigation & Preparation
We assess the damage, create a full mitigation plan, and guide coverage with the adjuster when applicable. We work with all insurance carriers, but not every loss requires a claim. Self-pay options are available.

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Step 3: Contractor Compensation
If the consultation turns into a project, the referring contractor receives 10% of the loss value. This includes $250–$500 upfront and the balance upon agreed payment terms.

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🔧 Water Damage

• Burst or leaking pipes

• Broken water heater or boiler

• Overflow from sinks, tubs, or toilets (sudden & accidental)

• Dishwasher or washing machine leaks

• Water damage from extinguishing a fire

• Ice damming on roof causing leaks

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🔥 Fire & Smoke Damage

• Fire from electrical malfunction or appliances

• Kitchen fires (stove, oven, microwave, etc.)

• Chimney or fireplace fires

• Smoke and soot damage throughout property

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🌪 Storm & Weather Damage

• Wind damage (shingles, siding, windows)

• Hail damage to roof or exterior

• Lightning strikes (including power surge damage)

• Weight of snow or ice causing roof collapse

• Tornado or hurricane wind damage (where covered)

🌊 Flooding & Sewer Backup (if added via endorsement)

• Sewer or drain backup

• Sump pump overflow

• Overland flooding (requires separate flood policy)​

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🚨 Other Sudden Accidents

• Vehicle impact (car crashes into home/building)

• Falling objects (e.g., tree branches)

• Explosion (gas, propane, etc.)

• Vandalism or malicious mischief

• Theft (damage caused during break-in)

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🦠 Specialty Coverage (depends on policy/endorsement)

• Mold remediation (if caused by a covered water loss)

• Asbestos or lead abatement (if tied to covered damage)

• Smoke odor treatment

• Temporary relocation/additional living expenses (if property is uninhabitable)